The S&P 500
is fine. The other
90% of the
wealth pie
is more interesting.
Billiorama is the unsentimental showcase of every alternative-investment platform, real-asset vehicle, and quiet corner of the market where new money is actually being made — reviewed by people who've funded the accounts, read the K-1s, and timed the redemptions.
Every vehicle worth knowing.
Twenty-five platforms across nine asset classes — organized so you can find yours in ninety seconds. Filterable by minimum investment, accreditation requirement, and liquidity.
Real Estate Crowdfunding
Fundrise · Arrived Homes · Groundfloor · RealtyMogul · EquityMultiple · DiversyFund · Concreit · Roofstock One
Fine Art
Masterworks · Public art shares · Otis (now part of Public)
Farmland
AcreTrader · FarmTogether · FarmFundr
Wine & Spirits
Vinovest · Vint
Music Royalties
JKBX · Royalty Exchange
Private Credit & Direct Lending
Yieldstreet · Percent · LendingClub Patient · Heron Finance — high-yield notes, structured credit, marketplace lending. Where the real yields hide in 2026.
Collectibles
Rally · Collectable
Pre-IPO Equity
EquityZen · Forge Global · Hiive
Startup Equity Crowdfunding
Republic · StartEngine · Wefunder
Run the numbers before you wire the money.
Three calculators built by people who've actually paid the fees and signed the K-1s. No email gate, no upsell, no fake "premium" tier. Bookmark them.
The Alts Allocator
How much of your portfolio actually belongs in alternatives? Stop guessing. Inputs your risk tolerance, accreditation status, and liquidity needs — outputs a realistic allocation across categories with platform shortlists.
Open the allocator →Real-Estate Returns Projector
Model ten years of Fundrise, Arrived, or Groundfloor returns — net of fees, net of taxes, with REIT-vs-LP treatment baked in. Side-by-side against a Total Stock Market index.
Project the math →Alts vs. S&P 500
The honest backtest. How would $10,000 in any tracked platform have compared to a passive S&P 500 ETF since launch? Includes drawdowns, illiquidity penalties, and the "we got lucky" disclaimer.
Run the backtest →What the world's richest are actually buying.
Forty-seven billionaire portfolios, tracked directly from quarterly 13F and 13G filings. Updated within 48 hours of public release. No paywall. No "premium tier." Just the data.
"Watch what they do, not what they say."
Every quarter, hedge funds and family offices managing over $100M are required to disclose their U.S. equity holdings to the SEC. Most investors never read these. We read all of them, then turn the changes into something readable.
You'll see new positions, exits, doubled-down bets, and quiet repositioning — with each name linked to a backtest showing what would have happened if you'd copied the trade on filing day.
Why this site exists, and why it doesn't lie to you.
There are roughly four hundred personal-finance websites, and three of them have ever wired their own money into the platforms they review. Here's what makes Billiorama the rare exception.
We fund the accounts.
Every platform reviewed has our actual money in it. Screenshots, statements, full audit trail of deposits and redemptions. If a platform's review doesn't include our funded position, the review doesn't exist.
We update for real.
Returns change. Fees creep. Lockup terms get rewritten in the small print. Every review carries a last-updated date — and every date is the date we actually rechecked, not the date a CMS auto-bumped a field.
We name our biases.
If we earn an affiliate commission on a signup, you'll see it disclosed at the top of the page. We still tell you which platforms we'd skip — because telling the truth is better long-term marketing than collecting bounties on bad fits.
Most personal-finance content tells you to budget harder.
We're more interested in showing you the twenty-six percent
of a typical billionaire's portfolio that the budget never touches.